:root{--green:#00a34a;--green2:#087f3d;--gold:#d6b45b;--ink:#15332a;--muted:#6b7f76;--bg:#f4f8f5;--line:#dbe8e1;--danger:#c62828;--white:#fff;--shadow:0 10px 30px rgba(16,55,38,.08)}
*{box-sizing:border-box} html,body{margin:0;padding:0;background:var(--bg);color:var(--ink);font-family:Inter,Segoe UI,Arial,sans-serif} button,input,select,textarea{font:inherit}
.app-shell{min-height:100vh}.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.topbar-inner{max-width:1180px;margin:auto;padding:14px 22px;display:flex;justify-content:space-between;align-items:center;gap:16px}.brand small{display:block;font-size:12px;font-weight:700;color:var(--green2);letter-spacing:.3px}.brand h1{font-size:23px;line-height:1.1;margin:3px 0 0}.version{font-size:12px;color:var(--muted);white-space:nowrap}
.wrap{max-width:1180px;margin:0 auto;padding:22px}.progress{display:flex;align-items:center;gap:10px;margin:0 0 16px}.progress-line{height:8px;background:#e8efe9;border-radius:99px;flex:1;overflow:hidden}.progress-fill{height:100%;background:linear-gradient(90deg,var(--green),#18ba67);border-radius:99px;transition:.25s}.progress-label{font-size:12px;color:var(--muted);min-width:95px;text-align:right}
.stepper{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:8px;margin-bottom:18px}.step-chip{border:1px solid var(--line);background:#fff;border-radius:14px;padding:10px 8px;text-align:center;color:var(--muted);cursor:pointer;transition:.2s}.step-chip:hover{transform:translateY(-1px)}.step-chip.active{border-color:var(--green);color:var(--green2);box-shadow:0 0 0 3px rgba(0,163,74,.08)}.step-chip.done{background:#effaf3;color:var(--green2)}.step-chip .num{font-weight:800;display:block;font-size:13px}.step-chip .txt{font-size:11px;margin-top:3px}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);overflow:hidden}.panel-head{padding:20px 22px;background:linear-gradient(90deg,#f8fcf9,#fff);border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:16px;align-items:center}.panel-head h2{font-size:16px;margin:0;color:var(--green2)}.panel-head p{margin:4px 0 0;color:var(--muted);font-size:12px}.status-pill{padding:7px 10px;background:#f2f7f4;border:1px solid var(--line);border-radius:99px;font-size:11px;color:var(--muted)}.panel-body{padding:22px}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.full{grid-column:1/-1}.field{min-width:0}.field-label{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:12px;font-weight:750;margin-bottom:8px}.field-label > span:first-child{min-width:0}.required-dot{color:#c21f1f}.hint{font-size:11px;color:var(--muted);margin-top:5px}.field input,.field select,.field textarea{width:100%;border:1px solid #ceddd5;background:#fbfdfc;border-radius:12px;padding:11px 12px;outline:none;transition:.18s}.field textarea{min-height:86px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--green);box-shadow:0 0 0 4px rgba(0,163,74,.08);background:#fff}.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#d53b3b;box-shadow:0 0 0 4px rgba(213,59,59,.06)}.error-msg{font-size:11px;color:var(--danger);margin-top:5px;display:none}.field.invalid .error-msg{display:block}
.choices{display:flex;flex-wrap:wrap;gap:8px}.choice{position:relative;display:flex;align-items:center;gap:8px;min-height:38px;user-select:none;border:1px solid var(--line);background:#fbfdfc;padding:9px 11px;border-radius:11px;cursor:pointer;transition:.16s}.choice:hover{border-color:#b7cec2}.choice.selected{border-color:var(--green);background:#effaf3;color:var(--green2)}.choice input[type="radio"],.choice input[type="checkbox"]{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:pointer;z-index:2}.choice:focus-within{outline:3px solid rgba(0,163,74,.18);outline-offset:2px}.choice-text{position:relative;z-index:1;pointer-events:none;line-height:1.35}.choices .choice{margin:0;font-size:12px;font-weight:650;justify-content:flex-start;flex:0 0 auto}.check-choice{display:flex;align-items:center;justify-content:flex-start;max-width:100%;}.choice .radio-dot{width:15px;height:15px;border:1.5px solid #a9bbb2;border-radius:50%}.choice.selected .radio-dot{border:5px solid var(--green);background:#fff}.choice .check-box{width:16px;height:16px;border:1.5px solid #a9bbb2;border-radius:4px}.choice.selected .check-box{background:var(--green);border-color:var(--green);position:relative}.choice.selected .check-box:after{content:'✓';color:#fff;font-size:12px;position:absolute;left:2px;top:-1px;font-weight:800}
.info{padding:12px 14px;background:#fff8e8;border:1px solid #f0ddaa;border-radius:13px;font-size:12px;line-height:1.55}.conditional{display:none}.conditional.show{display:block}.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.review-item{padding:12px;border:1px solid var(--line);border-radius:12px;background:#fbfdfc}.review-item small{display:block;color:var(--muted);font-size:10px}.review-item strong{display:block;margin-top:4px;font-size:13px;white-space:pre-wrap}.signature-box{border:1px dashed #adc0b7;border-radius:14px;background:#fcfffd;padding:9px}.signature-box canvas{display:block;width:100%;height:210px;background:#fff;border-radius:10px;touch-action:none}.sig-actions{display:flex;justify-content:flex-end;margin-top:8px}.actions{display:flex;justify-content:space-between;gap:12px;margin-top:22px}.btn{border:0;border-radius:12px;padding:11px 16px;cursor:pointer;font-weight:800;font-size:12px}.btn.secondary{background:#eef4f0;color:var(--ink)}.btn.primary{background:var(--green);color:#fff;box-shadow:0 7px 16px rgba(0,163,74,.18)}.btn.primary:hover{background:#078f46}.btn:disabled{opacity:.55;cursor:not-allowed}.toast{position:fixed;right:20px;bottom:20px;z-index:80;max-width:420px;background:#163329;color:#fff;padding:13px 15px;border-radius:13px;box-shadow:0 12px 30px rgba(0,0,0,.2);font-size:12px;display:none}.toast.show{display:block}.toast.error{background:#b52626}.success{text-align:center;padding:30px}.success .icon{font-size:40px}.success h3{margin:10px 0 6px}.link-btn{display:inline-flex;margin:8px 5px 0;padding:11px 14px;border-radius:10px;background:#effaf3;color:var(--green2);text-decoration:none;font-weight:800;font-size:12px}
.save-indicator{font-size:10px;color:var(--muted);margin-top:4px}.summary-bar{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.summary-chip{font-size:10px;border:1px solid var(--line);border-radius:99px;padding:6px 9px;background:#fff}.summary-chip.good{background:#effaf3;color:var(--green2);border-color:#bfe5cd}.summary-chip.warn{background:#fff8e8;color:#8c6b1e;border-color:#efdcae}
@media(max-width:1000px){.stepper{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:900px){.stepper{grid-template-columns:repeat(3,1fr)}.grid,.grid.three,.review-grid{grid-template-columns:1fr}.topbar-inner{padding:12px 14px}.wrap{padding:14px}.panel-body{padding:16px}.brand h1{font-size:20px}}
@media(max-width:560px){.stepper{grid-template-columns:repeat(2,minmax(0,1fr))}.actions{position:sticky;bottom:8px;background:rgba(244,248,245,.92);padding-top:10px}.progress-label{display:none}}

.section-note{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;margin-bottom:18px;border:1px solid #d9e9df;border-radius:15px;background:linear-gradient(120deg,#f0faf3,#fff)}.section-note .section-icon{width:34px;height:34px;display:grid;place-items:center;border-radius:11px;background:#dff5e6;color:#087f3d;font-weight:900;font-size:19px}.section-note strong{font-size:13px}.section-note p{font-size:12px;color:var(--muted);margin:4px 0 0}.info-soft{margin-top:16px;background:#f5faf7;border-color:#d9e9df;color:#426254}.internal-panel{margin-top:14px;border:1px solid #dce8e1;border-radius:15px;background:#fbfdfc;padding:14px 16px}.internal-panel summary{cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:13px;font-weight:800;color:#275642;list-style:none}.internal-panel summary::-webkit-details-marker{display:none}.internal-panel summary:after{content:'＋';font-size:18px;color:var(--green)}.internal-panel[open] summary:after{content:'−'}.internal-panel summary small{font-size:10px;color:#7a8d84;font-weight:700}.internal-panel p{font-size:11px;color:var(--muted);line-height:1.5}.internal-field{padding:11px;background:#f3faf5;border-radius:12px;border:1px dashed #c8dfd0}.success-mark{margin:0 auto;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#e0f7e8;color:#078f46;font-size:30px;font-weight:900}.success-sub{color:var(--muted);font-size:13px}.step-chip:disabled{opacity:1;cursor:pointer}.field.invalid .choice{border-color:#d53b3b}.field.invalid .signature-box{border-color:#d53b3b}.intro-info{margin-bottom:16px}




.product-note{display:flex;gap:12px;align-items:flex-start;margin:0 0 16px;padding:16px 18px;border:1px solid #cfe7d9;background:linear-gradient(135deg,#effaf3,#f8fcf9);border-radius:14px;color:#183d2c}
.product-note-icon{display:flex;align-items:center;justify-content:center;flex:0 0 27px;height:27px;border-radius:50%;background:#087f43;color:#fff;font-weight:800}
.product-note strong{display:block;font-size:13px;margin:0 0 4px}
.product-note p{margin:0;font-size:12px;line-height:1.55;color:#395a4b}
.optional-counter-note{font-size:10px;color:#64796e;font-weight:500}
.bank-pending-note{margin:18px auto 0;max-width:720px;text-align:left;line-height:1.55}



.identity-docs{margin-top:22px;padding:18px;border:1px solid #cfe3d7;border-radius:18px;background:linear-gradient(160deg,#f8fcf9,#fff)}
.identity-docs-head{display:flex;align-items:flex-start;gap:12px;margin-bottom:16px}
.doc-step-icon{display:grid;place-items:center;flex:0 0 42px;height:42px;border-radius:14px;background:#e1f7e9;color:#087f3d;font-size:12px;font-weight:900;border:1px solid #c5ebd2}
.identity-docs-head h3{font-size:15px;margin:0 0 5px;color:#14613a}
.identity-docs-head p{font-size:12px;color:#64786e;margin:0;line-height:1.55}
.doc-consent{width:100%;padding:12px 13px;margin:0 0 16px;background:#fff;border-radius:13px;align-items:flex-start;white-space:normal}
.doc-consent .choice-text{font-size:12px;line-height:1.55}
.doc-consent.invalid{border-color:#c62828;box-shadow:0 0 0 3px rgba(198,40,40,.07)}
.doc-upload-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.doc-upload-card{min-width:0;border:1px solid #dce9e1;background:#fff;border-radius:15px;padding:15px;display:flex;flex-direction:column;align-items:stretch;gap:10px}
.doc-card-title{display:flex;gap:10px;align-items:flex-start}
.doc-number{display:grid;place-items:center;flex:0 0 28px;height:28px;border-radius:10px;background:#078f46;color:#fff;font-size:12px;font-weight:900}
.doc-card-title h4{margin:0 0 4px;font-size:13px;color:#194431}
.doc-card-title p{margin:0;font-size:11px;line-height:1.5;color:#6a7e74}
.upload-action{align-self:flex-start;display:inline-flex;gap:8px;align-items:center}
.upload-action span{font-size:17px;line-height:1}
.upload-empty{margin:0;padding:12px;background:#f7faf8;border:1px dashed #cfdfd6;border-radius:10px;color:#6a7e74;font-size:11px;line-height:1.5}
.upload-status{color:#63786c;font-size:11px;min-height:16px;line-height:1.5}
.upload-status-error{color:#b42323!important;font-weight:750}
.uploaded-list{display:flex;flex-direction:column;gap:8px}
.uploaded-file{display:flex;align-items:center;gap:9px;padding:9px;border:1px solid #d9e8df;background:#f8fcf9;border-radius:10px;min-width:0}
.upload-file-icon{display:grid;place-items:center;flex:0 0 36px;height:36px;background:#e8f7ed;color:#087f3d;border-radius:9px;font-size:10px;font-weight:900}
.upload-file-info{min-width:0;display:flex;flex-direction:column;gap:3px}
.upload-file-info strong{font-size:11px;word-break:break-word}
.upload-file-info small{font-size:10px;color:#73857b}
.thumb-row{display:flex;gap:7px;flex-wrap:wrap}
.doc-thumb{width:76px;height:76px;object-fit:cover;border-radius:8px;border:1px solid #d9e8df}
.camera-stage{position:relative;display:flex;justify-content:center;align-items:center;min-height:132px;overflow:hidden;background:#f3f8f5;border:1px dashed #c4d8cc;border-radius:12px;padding:8px}
.camera-stage video{width:100%;max-height:220px;object-fit:cover;border-radius:9px;transform:scaleX(-1)}
.camera-stage.camera-active{border-style:solid;border-color:#66ba85;background:#101914}
.selfie-preview{display:block;width:100%;max-height:220px;object-fit:contain;border-radius:9px;background:#fff}
.camera-actions{display:flex;gap:8px;flex-wrap:wrap}
.small-btn{padding:8px 11px;font-size:11px;align-self:flex-start}
.visually-hidden-file{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;clip-path:inset(50%)!important;border:0!important;padding:0!important;margin:-1px!important}
.privacy-note{font-size:11px;line-height:1.6;margin-top:14px}
.field .hint{line-height:1.5}
.field.invalid .hint{color:#9b4141}
.field input[aria-invalid="true"],.field select[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:#c62828}
.btn:disabled{opacity:.45;filter:saturate(.5)}
@media(max-width:760px){.doc-upload-grid{grid-template-columns:1fr}.identity-docs{padding:13px}.doc-upload-card{padding:13px}.doc-card-title p{font-size:11px}}



html{-webkit-text-size-adjust:100%;text-size-adjust:100%;-webkit-tap-highlight-color:transparent}
.app-shell{min-height:100vh;min-height:100dvh}
@media(max-width:640px){
  body{font-size:15px}
  .topbar-inner{padding:10px 14px calc(8px);gap:8px;align-items:flex-start}
  .brand{min-width:0;flex:1}
  .brand small{font-size:10px;letter-spacing:.2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .brand h1{font-size:17px;margin:2px 0 0}
  .save-indicator{font-size:10px;margin-top:2px}
  .version{display:none}
  .wrap{padding:12px 12px 20px}
  .progress{margin:0 0 10px}
  .progress-line{height:6px}
  .stepper{display:flex;grid-template-columns:none;gap:6px;margin-bottom:12px;align-items:center}
  .step-chip{flex:0 0 auto;width:34px;height:34px;padding:0;border-radius:50%;display:flex;align-items:center;justify-content:center}
  .step-chip:hover{transform:none}
  .step-chip .num{display:inline;font-size:12px;white-space:nowrap}
  .step-chip .txt{display:none}
  .step-chip.active{flex:1 1 auto;width:auto;min-width:0;padding:0 14px;border-radius:99px;justify-content:flex-start;gap:8px}
  .step-chip.active .txt{display:block;margin:0;font-size:13px;font-weight:800;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .panel{border-radius:16px;overflow:visible}
  .panel-head{padding:14px 16px;border-radius:16px 16px 0 0;gap:10px;align-items:flex-start}
  .panel-head h2{font-size:17px}
  .panel-head p{font-size:12px}
  .status-pill{flex:0 0 auto;font-size:11px;padding:6px 9px}
  .panel-body{padding:16px}
  .grid{gap:16px}
  .field-label{font-size:13px;margin-bottom:6px}
  .field input,.field select,.field textarea{font-size:16px;min-height:48px;padding:12px 13px;border-radius:12px}
  .field textarea{min-height:96px}
  .field input[type="date"]{-webkit-appearance:none;appearance:none;display:block;min-width:0;text-align:left}
  .field select{background-color:#fbfdfc}
  .hint,.error-msg{font-size:12px;line-height:1.5}
  .choices{gap:8px}
  .choices .choice{flex:1 1 calc(50% - 4px);min-width:130px;min-height:48px;font-size:14px;padding:10px 12px}
  .choice-text{line-height:1.4}
  .choice .radio-dot,.choice .check-box{flex:0 0 auto}
  .choice .radio-dot{width:18px;height:18px}
  .choice .check-box{width:20px;height:20px}
  .choice.selected .check-box:after{left:3px;top:0}
  .check-choice{min-height:48px;width:100%;align-items:flex-start}
  .check-choice .check-box{margin-top:1px}
  #signatureWrap .field{margin-top:18px}
  #signatureWrap .field:first-child{margin-top:0}
  .info{font-size:13px;padding:12px 13px}
  .section-note{padding:12px 13px;gap:10px}
  .section-note p,.product-note p{font-size:13px}
  .product-note{padding:13px 14px}
  .btn{min-height:48px;font-size:14px;padding:12px 16px}
  .small-btn{min-height:44px;font-size:13px;width:100%;align-self:stretch}
  .upload-action{align-self:stretch;width:100%;justify-content:center}
  .camera-actions .btn{flex:1 1 calc(50% - 4px);min-width:0}
  .actions{position:sticky;bottom:0;z-index:15;margin:20px -16px -16px;padding:12px 16px calc(12px + env(safe-area-inset-bottom,0px));background:rgba(255,255,255,.97);border-top:1px solid var(--line);border-radius:0 0 16px 16px;gap:10px;backdrop-filter:blur(8px)}
  .actions .btn{flex:1 1 0}
  .actions .btn.primary{flex:1.6 1 0}
  .toast{left:12px;right:12px;bottom:calc(86px + env(safe-area-inset-bottom,0px));max-width:none;font-size:13px;line-height:1.45;text-align:left}
  .signature-box{padding:7px}
  .signature-box canvas{height:190px}
  .sig-actions .btn{width:100%}
  .identity-docs{padding:12px;margin-top:18px;border-radius:16px}
  .identity-docs-head h3{font-size:15px}
  .identity-docs-head p{font-size:12px}
  .doc-consent{padding:12px}
  .doc-consent .choice-text{font-size:13px}
  .doc-upload-card{padding:12px}
  .doc-card-title h4{font-size:14px}
  .doc-card-title p{font-size:12px}
  .upload-empty,.upload-status{font-size:12px}
  .upload-file-info strong{font-size:12px}
  .upload-file-info small{font-size:11px}
  .camera-stage video{max-height:300px}
  .selfie-preview{max-height:300px}
  .privacy-note{font-size:12px}
  .summary-chip{font-size:11px}
  .review-item small{font-size:11px}
  .review-item strong{font-size:14px;word-break:break-word}
  .success{padding:24px 16px}
  .link-btn{display:flex;justify-content:center;margin:12px 0 0;padding:14px;font-size:14px}
}
@media(max-width:380px){
  .step-chip{width:30px;height:30px}
  .step-chip .num{font-size:11px}
  .step-chip.active{padding:0 11px}
  .wrap{padding:10px 10px 18px}
  .panel-body{padding:14px}
  .actions{margin:20px -14px -14px;padding-left:14px;padding-right:14px}
}


@media(min-width:1001px){.doc-upload-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(min-width:761px) and (max-width:1000px){.doc-upload-card:last-child{grid-column:1/-1}}


.submit-overlay{position:fixed;inset:0;z-index:9999;display:flex;align-items:center;justify-content:center;padding:20px;background:rgba(10,30,22,.55);-webkit-backdrop-filter:blur(7px);backdrop-filter:blur(7px);animation:sofade .25s ease}
body.is-submitting #app{filter:blur(3px) brightness(.8);pointer-events:none;user-select:none;transition:filter .25s}
body.is-submitting{overflow:hidden}
.so-card{width:100%;max-width:380px;background:#fff;border-radius:22px;padding:26px 22px 22px;text-align:center;box-shadow:0 24px 60px rgba(0,0,0,.35);animation:sopop .3s cubic-bezier(.2,.9,.3,1.2)}
.so-ring{width:64px;height:64px;margin:0 auto 14px;border-radius:50%;border:5px solid #dcefe3;border-top-color:#087f3d;border-right-color:#34b36b;animation:efspin 1s linear infinite;position:relative}
.so-ring span{position:absolute;inset:11px;border-radius:50%;background:#e9f6ee}
.so-icon{width:64px;height:64px;margin:0 auto 14px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.so-err{background:#fdeaea;color:#b42323}
.so-title{margin:0;font-size:18px;color:#14402e}
.so-sub{margin-top:6px;font-size:12.5px;line-height:1.5;color:#5d7268}
.so-errtxt{color:#9c2b2b;word-break:break-word}
.so-bar{height:7px;border-radius:99px;background:#e6efe9;margin:16px 0 14px;overflow:hidden}
.so-bar i{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,#087f3d,#3ec17a);transition:width .5s ease}
.so-bar.err i{background:#d65a5a}
.submit-steps{list-style:none;margin:0;padding:0;display:grid;gap:9px;text-align:left}
.submit-steps li{display:flex;gap:10px;align-items:center;font-size:13.5px;color:#9aaba2}
.submit-steps li.active{color:#14613a;font-weight:700}
.submit-steps li.done{color:#087f3d}
.submit-steps li.fail{color:#b42323;font-weight:700}
.submit-steps .mark{display:inline-flex;width:22px;height:22px;border-radius:50%;align-items:center;justify-content:center;flex:0 0 22px;background:#eef3f0;border:1px solid #dbe5df}
.submit-steps li.done .mark{background:#087f3d;border-color:#087f3d;color:#fff}
.submit-steps li.fail .mark{background:#b42323;border-color:#b42323;color:#fff}
.submit-steps li.active .mark{background:#fff;border-color:#bfe0cc}
.spin-sm{width:12px;height:12px;border:2px solid #bfe0cc;border-top-color:#087f3d;border-radius:50%;animation:efspin .8s linear infinite}
@keyframes efspin{to{transform:rotate(360deg)}}
@keyframes sofade{from{opacity:0}to{opacity:1}}
@keyframes sopop{from{opacity:0;transform:translateY(14px) scale(.96)}to{opacity:1;transform:none}}
.so-actions{display:grid;gap:8px;margin-top:16px}
.so-actions .btn{width:100%}
.success-actions{display:grid;gap:10px;max-width:360px;margin:16px auto 6px}
.btn.big{min-height:52px;font-size:15px;width:100%}